COMMERCIAL INSURANCE
As well as the traditional company insurance requirements, we can arrange the following.
Click on a product for a brief description.
Performance Bonds
A surety to protect the principal against the risk of default by the contractor.
This is rather like a building defects guarantee similar to a NHBC warranty you would get on a new home. We can offer products for both commercial and residential properties even if the property has been built.
In these challenging times, offering credit is a risk so Credit Insurance is a must if you want to protect yourself against bad debts.
Tied into a legal expenses policy, the cover extends to provide cover for rent guarantees.
We use all the major providers such as BUPA, PPP, WPA etc for both individual/family policies as well as company schemes.
Provides directors and officers with an indemnity against a wide range of potential legal actions that they could face in the course of carrying out their duties. The policy can also protects a company against costs and expenses arising in connection with such actions.
Income replacement cover which can be tailored to cover all, or specific categories of employees if they are prevented from attending work as a result of accidental injury or illness
Employing anyone nowadays involves a lot of additional paperwork and responsibility. If you are taken to court for unfair dismissal or harassment etc by your employee, who will pay the legal costs and damages awarded if they are successful? This policy is designed to pay such costs and premiums are relatively modest.
A package policy for the building trade incorporating public and employers liability, buildings during the course of construction together with all risks cover options for tools, own or hired plant, temporary buildings.
